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THIS CERTIFICATE OF INSURANCE is issued in accordance with the authorisation granted under the abovementioned Contract to Safari and Tourism Insurance Brokers (Pty) Limited through certain underwriting syndicates at LLOYD’S OF LONDON (hereinafter called the ‘Underwriters’). IN CONSIDERATION of the payment of the premium specified herein, the said Underwriters are hereby bound, each for his own part and not one for another their Heirs, Executors and Administrators, to insure in accordance with the terms and conditions contained herein or endorsed hereon.

Item	Details
Date	[Inception Date]
Policy Type	Field Guide
Policy Number	2024TGUIDES[Policy Number]
Cover Period	[Period of Insurance]
Renewal Date	[Anniversary/Renewal Date]
Name of Insured	[The Insured]
Employee Name	[Employee Name]
Employee Business Description	[Employee Business Description]
Postal Address of Insured	[Postal Address]
Day of Debit	1st
Monthly Premium	[Policy Currency] [Premium]
General Public Liability	R 5,000,000
Insurer	Lloyds of London
Applicable Policy Wording	General Public Liability Cover
Territorial Limits	Sub-Saharan Africa and the Indian Ocean Islands
Insurer:	Lloyd’s of London
Applicable Policy Wording:	Personal Accident Protection Package
Territorial Limits:	World-wide excluding USA and Canada
Basis of cover:	24 hour, 7 days a week basis applies
SATIB 24 – Guest Cover
Crisis Management Cost:	R 100,000
Insurer:	Lloyds of London
Personal Accident Protection Package	Accidental Death cover: Capital payment: R 250,000 Death following organised anti-poaching activity: additional R150,000 Death result of accidental bodily injury: additional R15,000 Repatriation of mortal remains: R 50,000 Bereavement benefit: R 18,000 Accidental Permanent Total Disability: Capital payment per permanent disability schedule: up to R 250,000 Medical evacuation costs: R 250,000 Hospitalisation: R 5,000 per day for 14 days – R 70,000 Life support equipment hire: R 100,000 Mobility: R 150,000 Quadriplegia: additional R 75,000 Rehabilitation: R 100,000 Income protection: max per week for max 1 yr – R 5,000 Accidental Temporary Total or Partial Disability: Medical evacuation costs: R 250,000 Hospitalisation: R 5,000 per day for 14 days – R 70,000 Life support equipment hire: R 100,000 Income protection: max per week for max 1 yr – R 5,000 Serious Illness: Medical evacuation costs: R 75,000 Hospitalisation: R 5,000 per day for 10 days – R 50,000 Income protection: max per week for max 1 yr – R 5,000 Covered conditions: heart attack, stroke, cancer, coronary artery surgery, blindness, motor neuron disease, alzheimer’s, kidney failure, major organ transplant, paraplegia, multiple sclerosis, heart valve surgery, coma, parkinson’s disease
Applicable Policy Wording:	SATIB24 – Guest-Cover
Insurance Broker:	Durban – SATIB Insurance Brokers (Pty) Limited
Broker VAT No:	4730152081
Excess Structure
Liability Cover:	Flat excess of R5 000 per each and every incident.
Accidental Death Cover:	Nil
Accidental Permanent Total Disability:	Income protection – 30 days, Hospitalisation – 48 hours, Med Evac – Nil
Accidental Temporary Total or Partial Disability:	Income protection – 14 days, Hospitalisation – 48 hours, Med Evac – Nil
Named Serious Illness:	Income protection Excess: 14 days, Sum Insured: R5,000 per week for max one year
Un-Named Serious Illness:	Income protection Excess: 14 days, Sum Insured: R5,000 per week for max 10 weeks
Broker Commission	20% All Non Motor Classes, 12.5% in respect to Motor
Claims Notification	Any circumstances which may give rise to a claim must be notified immediately to: SATIB Insurance Brokers (Pty) Limited PO Box 250, Umhlanga Rocks, 4320 Telephone: 0861 728 4248 Facsimile: +27 31 562 1886 E-mail: guides@satib.co.za
Signed at:	Durban – Safari and Tourism Insurance Brokers (Pty) Limited

SATIB Insurance Brokers (Pty) Limited for and on behalf of the Underwriters
SATIB Insurance Brokers (Pty) Limited -Registration number: 1996/017839/07 | VAT number: 4730152081 | FSB license number: 16388
Directors: AJ Courtenay, GP Courtenay, KA Watson, S Casserly (non-executive). A du Toit and C Gillham are divisional directors.

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