Professional Guides Insurance
Self Employed
As a self-employed guide, we offer insurance cover designed specifically for your unique needs. Our Self-Employed insurance product provides protection tailored to guides who run their own businesses or work independently.
Whether you operate as a private tour guide, safari guide, or freelance guide on various assignments, we understand the challenges and risks you face in your profession. Our insurance product offers peace of mind by safeguarding you against any unforeseen events that may arise in the course of your work.
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General Public Liability
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Benefits
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Cover
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General Public Liability
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R5 000 000
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Excess structures
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R5 000 (flat per claim)
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Personal Accident Protection
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Benefits
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Cover
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Personal Accident Protection
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R 250 000
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Excess Payment
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nil
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Accidental Death Cover
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Benefits
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Cover
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Capital payment
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R 250 000
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Death following organised anti-poaching activity
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further R150 000
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Death result of accidental bodily injury
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further R15 000
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Repatriation of mortal remains
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R 50 000
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Bereavement benefit
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R 18 000
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Excess
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Nil
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Permanent Disability
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Benefits
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Cover
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Capital payment as per permanent disability schedule
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Up to R 250 000
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Medical evacuation
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R 250 000
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Hospitalisation
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R70 000 (R5 000 per day for 14 days)
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Life support equipment (hire costs)
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R100 000
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Mobility
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R150 000
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Quadriplegia
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further R75 000
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Rehabilitation
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R100 000
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Income protection (max per week for max 1 year)
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R5 000
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Excess structures: Income protection
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30 days
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Hospitalisation
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48 hours
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Medi-Evac
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Nil
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Temporary, Total or Partial Disability
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Benefits
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Cover
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Medical evacuation
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R250 000
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Hospitalisation
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R70 000 (R5 000 per day for 14 days)
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Life support equipment (hire costs)
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R100 000
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Income protection (max per week for max 1 year)
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R5 000
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Excess structures: Income protection
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14 days
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Hospitalisation
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48 hours
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Medi-Evac
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Nil
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Serious Illness
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Benefits
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Cover
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Medical evacuation
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R70 000
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Hospitalisation
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R50 000 (R5 000 per day for 10 days)
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Income protection - max per week for max 10 weeks (Un-Named Conditions)
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R 5 000
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Income protection - max per week for max 1 year (Named Conditions)
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R 5 000
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Named conditions: heart attack, stroke, cancer, coronary artery surgery, blindness, motor neuron disease, alzheimer’s, kidney failure, major organ transplant, paraplegia, multiple sclerosis, heart valve surgery, coma, parkinson’s disease |
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Excess structures: Income protection
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10 days survival
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Excess: Hospitalisation
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48 Hours
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Excess: Medi-Evac
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Nil
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Guest Cover
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Benefits
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Cover
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Evacuation and Medical Expenses
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R75 000
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Kidnapping, Hi-jacking, Rape
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R75 000
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Alternative Accommodation/Catering/Travel costs
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R30 000
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Communication Costs
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R5 000
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Incident Management Cost
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R100 000
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